Already Own Your Home?
Now Own Your Power.
Stop renting power from the utility company. With a Lowtility refinance, you can add solar and smart upgrades, lower your bills, and free up thousands—without adding a second payment.
MORE BUYING POWER
SMART HOME
SIMPLIFY YOUR LIFE
Every Month, You Have Three Choices for Power.
Homeownership isn’t just about your mortgage anymore. It’s about energy, too. And every month, you have three choices for how to power your home:
Buy Power
(Utility Company)
● Rising bills eat into your budget
● No return on investment
● Eats into your monthly budget
Rent Power
(Solar Lease / PPA)
● Extra payment on top of your mortgage.
● Finance company takes the tax credits.
● Can complicate selling or refinancing.
Own Power
(Lowtility Mortgage)
● Wrap solar + upgrades into one payment
● Capture all tax credits yourself
● Lower total monthly costs
● Future-proof your home's value..
One Loan. Smarter Bills. Lasting Value.
Step 1
Check Your Options
See how much you could save by refinancing with Lowtility.
Step 2
Add Upgrades
Solar, smart home features, EV-ready, all inside the loan.
Step 3
Enjoy Lower Bills
Keep more money each month and boost your home’s value.
Turn High Bills
Into Real Value
Lowtility isn’t just another loan—it’s a smarter way to buy or refinance a home that puts you in control of both your mortgage and your power.
✅ Lower monthly utilities built into your mortgage
✅ Capture thousands in federal tax credits
✅ Finance upgrades with no extra payment
✅ Add resale value to your home
✅ Refinance and save cash out of pocket
See the Difference
What Our Customers Are Saying
See What our happy customers had to say about their experience.
Refinance the Smart Way
Don’t keep throwing money at the utility company. With Lowtility, you can refinance once, lower your bills, and invest in upgrades that keep paying you back.
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© 2025 Lowtility. All Rights Reserved.
Lowtility is the name of a suite of mortgage loan programs designed to allow qualified borrowers to make home energy improvements to their home. It is not affiliated with a utility company or a DBA. Primary Residential Mortgage, Inc. NMLS#: 919520 Utah DRE Mortgage Office License # 8335595. MLO 0117736. MC3094-122. All loans subject to credit and property approval. PRMI NMLS 3094. PRMI is an Equal Housing Lender. Some products and services may not be available in all states. Credit and collateral are subject to approval. Terms and conditions apply. This is not a commitment to lend. Programs, rates, terms and conditions are subject to change without notice. 1165 East Wilmington Avenue, Suite 250 Salt Lake City, UT 84106
