Helping Solar Reps Close More Deals
Give homeowners with credit challenges a real path forward.
Lowtility turns declined solar deals into approved homeowners.
Many solar deals fall apart because the homeowner’s credit doesn’t qualify them for traditional solar financing:
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Credit Scores too low
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Solar loans with high rates.
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Reps losing deals they worked hard to win.
The Result? Homeowners get discouraged - and reps lose commissions.
Our Solution: Lowtility
Lowtility is a new kind of mortgage designed to help homeowners who might otherwise fail credit checks. Instead of pushing them into a risky solar loan, we build solar upgrades directly into their home financing.
ONE LOAN
House + Solar in one approval
Credit Friendly
Options for buyers who fail solar credit checks
Safe & Simple
No predatory solar loans
How It Works
Step 1
Rep refers a homeowner
Step 2
We run a credit + savings report
Step 3
Lowtility finds a path to approval
Step 4
You close the solar deal.
Real Example
A homeowner was declined for a traditional solar loan because of their credit. With Lowtility, we built the solar upgrade into their mortgage—helping them qualify, keeping their monthly payment affordable, and saving the rep’s deal.
is Rethinking Solar + Homeownership
Can Turn Any Home into an Energy Efficient Home
A Mortgage Program that lets HomeOWNERS and HomeBUYERS include SOLAR PANELS and SMART HOME TECHNOLOGY into their MORTGAGE.
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+
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(We Lend Above the Appraised Sales Price)
Why Reps Love Lowtility
Save More Deals: Credit fails don't mean lost sales.
Happier Customers: Safe financing, not predatory loans.
Competitive Edge: Offers what other reps can't.
If You Save More, You Can Sell More.
We've helped thousands of happy customers get into their perfect solar mortgage and they can't wait to tell their friends.
Transform Your Sales Strategy
Help homeowners go solar, regardless of credit.
Increase your close ratio from 15-35%+
No dealer fees mean more savings for homeowners.
Customers keep their tax credit with our financing.
Help homeowners pay off consumer debt easily.
By shifting wasted utility payments into a smarter home loan, homeowners unlock extra cash flow — allowing them to afford more for the same budget.
Help homeowners finally say "yes!" to solar by offering a program that saves them money from day one — and you keep your full commission.
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NEW GRANT!
Downpayment Grant Available
When your customer buys a house and adds solar with Lowtility!
We're Here to Help You Succeed!
See What 3,500+ of our happy customers had to say about their experience.
The needs of homebuyers are changing.
We're Changing with it.
Ready to Close More Solar Deals?
Lowtility makes solar affordable for homeowners - and makes you the hero rep
who made it all possible.
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© 2025 Lowtility. All Rights Reserved.
Lowtility is the name of a suite of mortgage loan programs designed to allow qualified borrowers to make home energy improvements to their home. It is not affiliated with a utility company or a DBA. Primary Residential Mortgage, Inc. NMLS#: 919520 Utah DRE Mortgage Office License # 8335595. MLO 0117736. MC3094-122. All loans subject to credit and property approval. PRMI NMLS 3094. PRMI is an Equal Housing Lender. Some products and services may not be available in all states. Credit and collateral are subject to approval. Terms and conditions apply. This is not a commitment to lend. Programs, rates, terms and conditions are subject to change without notice. 1165 East Wilmington Avenue, Suite 250 Salt Lake City, UT 84106
