One Mortgage. One Payment. Low Power Bill.
Lowtility bundles your solar panels and smart home upgrades into your home loan — so you can own your power instead of renting it from the utility company.
SAVE MONEY
UPGRADE YOUR HOME
SIMPLIFY YOUR LIFE
As the cost of power climbs, the cost of owning a home climbs.
Homeownership requires power.
The average power bill is $200 (or more) a month.
and It's risen to 3% to 40% every year for the last 10 years depending on where you live.
Increase in power demands from electric vehicles and all the electrification are requirements for power companies to update their grid.
So... Who's going to pay for the grid getting updated?
Utilities are passing the cost to their customers.
As the cost of power climbs... the cost of owning your home climbs.
What if your mortgage could work smarter?
That’s where we come in. At Lowtility, we’ve reimagined the home loan:
Solar panels + smart home upgrades bundled into your mortgage
No second liens, no hidden fees
Keep your tax credits — they’re yours
Lower monthly bills from day one
We’ve served over $100 billion in mortgage loans — we know how to keep this simple.
Getting Started is Simple
Schedule your free savings analysis
We’ll look at your home and utility costs.
Choose your energy upgrades.
Solar, smart home tech, or both.
Close once.
Save every month.
One mortgage payment — and a whole lot more buying power.
See how families are saving with Lowtility
"Cut our $275 bill down to $35"
“We cut our $275 power bill down to $35 and used the savings to qualify for a bigger home. Lowtility made it seamless.”
- The Johnsons
"No Extra Hassle"
"Other solar lenders wanted a lien on our home. With Lowtility, everything was inside our mortgage. No extra hassle."
- Maria & Ben
"We bought a bigger house without a bigger payment"
"When we first heard about Lowtility, we honestly thought it was too good to be true. But after they showed us how to turn our old utility bill into buying power, everything clicked. We were able to afford a slightly larger home without raising our monthly budget — and now our power bill is basically zero thanks to the solar upgrades. The process felt just like a normal home loan, only smarter."
- The Parkes
is A Smarter Mortgage for Today's Energy Reality
Imagine what you could do with an extra $200-$500 a month.
- Upgrade your home faster
- Build wealth instead of renting power
- Afford more home without stretching your budget
Or keep renting your power forever...
Without Lowtility, you'll keep:
🏡 Spending thousands a year to the utility company
🏡 Fighting rising costs you can't control
🏡 Missing out on buying power you already pay for
What Our Customers Are Saying
See What our happy customers had to say about their experience.
Join The Movement
Follow us on social media @Lowtility
Stop Renting Power. Start Owning It.
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© 2025 Lowtility. All Rights Reserved.
Lowtility is the name of a suite of mortgage loan programs designed to allow qualified borrowers to make home energy improvements to their home. It is not affiliated with a utility company or a DBA. Primary Residential Mortgage, Inc. NMLS#: 919520 Utah DRE Mortgage Office License # 8335595. MLO 0117736. MC3094-122. All loans subject to credit and property approval. PRMI NMLS 3094. PRMI is an Equal Housing Lender. Some products and services may not be available in all states. Credit and collateral are subject to approval. Terms and conditions apply. This is not a commitment to lend. Programs, rates, terms and conditions are subject to change without notice. 1165 East Wilmington Avenue, Suite 250 Salt Lake City, UT 84106
