Real Estate agents

Unlock $30,000 in Hidden Buying Power for Your Clients - Without Raising Their Monthly Costs

Book a free 1-on-1 strategy call to learn how Lowtility is helping agents close more deals and win trust by rethinking mortgage lending.

The market has changed.

So should the way we finance homes.

Buyers are struggling with affordability, down payments, and rising rates. But utility payments are the hidden piece no one’s talking about.

With Lowtility, you can help your clients turn their future energy costs into upfront buying power—freeing up $20K–$30K to cover things like:

✔ Down payments

✔ Smart home tech

✔ EVs & batteries

✔ Closing costs & rate buydowns

Lowtility white roof logo with a small orange sun

is Rethinking Mortgage Lending

Lowtility white roof logo with a small orange sun

Can Turn Any Home into an Energy Efficient Home

A Mortgage Program that lets HomeOWNERS and HomeBUYERS include SOLAR PANELS and SMART HOME TECHNOLOGY into their MORTGAGE.

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(We Lend Above the Appraised Sales Price)

Why Agents Love This Model

No Extra cost to the buyer or seller

Buyers still pay the same monthly amount (piti + utilities)

you look like a hero for helping them qualify and save

you get more referrals by offering something unique

Our average customer saves $300 a month and:

  • Saves more money short term & long term.

  • Enjoys no dealer fees in their financing.

  • Doesn't get extra liens placed on their house

Keeps their solar tax credits.

What You'll Learn on the Demo

✔ A walk through of how the Lowtility model works

✔ How utility bills are secretly reducing your clients' buying power

✔ The "One Loan" solution that bundles solar + smart home tech into the mortgage.

✔ How buyers can save $20,000 to $30,000 without increasing their PITI+Utility payments.

✔ Examples of how it's helped real buyers qualify

✔ Why agents offering this model are standing out and earning more referrals.

✔ How to access our done - for -you marketing materials and grant options.

✔ All your questions answered 1-on-1

OUR MISSION

1 - Make Homes More Affordable

2 - Make Life More Convenient

(Smart Home + Energy Management)

3 - Protect Home Buyers from Predatory Solar Loans & Reps

The needs of homebuyers are changing.

We're Changing with it.

What Others Are Saying

“Lowtility helped me stand out and win the listing.”

"In a competitive market, it’s hard to offer something different. But when I told my sellers I could market their home with solar and smart tech bundled into the buyer’s loan, they were blown away. We got multiple offers AND I gained two new buyer clients just from that one listing."

- Andre T.

"Loved everything so far"

"My buyers were struggling with down payment and closing costs, and I had exhausted all options. Bailey walked me through the Lowtility process and within a week, we had them qualified with solar and smart home upgrades
withoutincreasing their monthly payment. It’s now a go-to solution I offer every client."

- Jessica

“My buyers got a $12,000 tax credit and still paid less monthly.”

"I was skeptical at first, but the process was smooth and totally legit. The buyers added solar, got grant money toward their down payment, and ended up with a more valuable home. And I got 3 referrals from them in the first month. This is a game-changer for agents who want to be seen as more than just a key-opener."

- Morgan S.

Ready to start closing more deals?

Schedule a Demo today!

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© 2025 Lowtility. All Rights Reserved.

Lowtility is the name of a suite of mortgage loan programs designed to allow qualified borrowers to make home energy improvements to their home. It is not affiliated with a utility company or a DBA. Primary Residential Mortgage, Inc. NMLS#: 919520 Utah DRE Mortgage Office License # 8335595. MLO 0117736. MC3094-122. All loans subject to credit and property approval. PRMI NMLS 3094. PRMI is an Equal Housing Lender. Some products and services may not be available in all states. Credit and collateral are subject to approval. Terms and conditions apply. This is not a commitment to lend. Programs, rates, terms and conditions are subject to change without notice. 1165 East Wilmington Avenue, Suite 250 Salt Lake City, UT 84106